Ann Arbor, Saline and Chelsea real estate and homes for sale in Michigan - Michal Porath, REALTOR® Michal Porath REALTOR(r) for Ann Arbor, Saline and Chelsea, Michigan real estate - NUMBER1EXPERT™ Michal Porath NUMBER1EXPERT(tm) for Ann Arbor, Saline and Chelsea, Michigan real estate
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Michal Porath, REALTORŪ, real estate agent and broker for Ann Arbor, Saline and Chelsea Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)
2452 E. Stadium Blvd.
Ann Arbor, MI 48104
Cell : 734-395-0650

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 734-395-0650.


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"Area Knowledge and Scheduling Flexibility"
"Michal has good knowledge of the area, and flexibility..."
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Resources: Ann Arbor, Saline and Chelsea Michigan home buying, real estate listings, and homes for sale in Washtenaw County, MI
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Special Offers: Special offers for Ann Arbor, Saline and Chelsea homeowners from Michal Porath, top Realtor
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Mortgage Calculator: Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Michigan real estate
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Ask Anything: Ask Michal Porath anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Michal Porath's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Michal Porath's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Ann Arbor, Saline and Chelsea property in Michigan, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
What is currently the most sought-after amenity in the majority of upscale homes?

A 
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Michal Porath, REALTORŪ, real estate agent and broker for Ann Arbor, Saline and Chelsea Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Michal Porath
The Reinhart Company

2452 E. Stadium Blvd.
Ann Arbor, MI 48104
Phone: 734 395-0650
EFax: 734 669-4105
michalporath@NUMBER1EXPERT.com

After 28 Years, I still love what I do. For me, real estate isn't just about houses, but it is also about where people make their home. I understand the emotional aspects of home buying and selling, as well as understanding the technical details. I know how to ask the right questions and where to find the answers. When we work together, you'll have the complete attention of a respected professional, intent on being your advocate--face-to-face, one client at a time. This is how I have built my client base and become one of Ann Arbor's most successful Realtors. Whether you are moving across town or across the country, when you decide to buy or sell your home, Invest in the Best Real Estate Advice you can find. My clients say it has made all the difference for them. I'd love to hear from you!

REALTOR CRS Equal Housing RELO MLS


The Reinhart Company real estate and homes for sale in Ann Arbor, Saline and Chelsea Michigan

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